Telegram群组www.tg888.vip)是一个Telegram群组分享平台,飞机群组内容包括telegram群组索引、Telegram群组导航、新加坡telegram群组、telegram中文群组、telegram群组(其他)、Telegram 美国 群组、telegram群组爬虫、电报群 科学上网、小飞机 怎么 加 群、tg群等内容,为广大电报用户提供各种电报群组/电报频道/电报机器人导航服务。

“The applicants have to undergo eligibility screening and financial advice by the Employees’ Provident Fund and credit counselling and debt management agency to ensure they have a good understanding of SSB,” Cagamas CEO Datuk Chung Chee Leong told StarBiz.

PETALING JAYA: Cagamas Bhd’s reverse mortgage loan scheme called Skim Saraan Bercagar (SSB) has attracted interest and is within the mortgage corporations expectations since applications opened on Jan 17, 2022, in the Klang Valley.

Despite its launch in January this year, the reverse mortgage loan for retired homeowners only saw its first applicant in March 2022.

“The applicants have to undergo eligibility screening and financial advice by the Employees’ Provident Fund and credit counselling and debt management agency to ensure they have a good understanding of SSB,” Cagamas CEO Datuk Chung Chee Leong told StarBiz.

Cagamas did not reveal the number of applicants of the SSB scheme but stated in terms of location, Selangor had the largest number of applications at 66% followed by Federal Territory of Kuala Lumpur at 34%. More than 50% of the applicants here are within the age group of 55 to 69 years old.

“This shows that the awareness of SSB among the younger age group is higher than that of the older age group. It also indicated that most of the applicants are Internet savvy,” said Chung.

Data release by Cagamas showed that 41% of the applicants were 70 years of age or higher.

The most popular disbursement mix among the applicants is the “lump sum and income stream” category, taking up 54% of the sum of applications, while 46% of applicants took up the “income stream only” option.

,

免费足球推介网www.hgbbs.vip)是国内最权威的足球赛事报道、预测平台。免费提供赛事直播,免费足球贴士,免费足球推介,免费专家贴士,免费足球推荐,最专业的免费足球推介网。

,

“Most applicants utilise the availability of the lump sum disbursement in SSB for very specific reasons, namely for medical expenses, refurbishment of property or repaying their outstanding mortgage to redeem their property from the financier,” said Chung.

Single males were the largest stake of applicants with 49% while single females and couples each stood at 26%.

Not surprisingly, Cagamas noted 91% of the applicants had a freehold property.

SSB enables retired Malaysian homeowners, 55 years old and above, to convert their residential property asset into a fixed source of monthly income so that they can have financial security via a fixed source of monthly income throughout their retirement years.

The scheme does not require borrowers or joint borrowers to make repayments in their lifetime and loan repayment will be upon the passing of borrowers.

Any outstanding loan amount will be settled through the sale of the property and the balance of the sale proceeds will be passed onto the borrowers’ estate.

Cagamas stated based on the experiences of similar schemes in Korea and Hong Kong, education amongst the retired population to promote reverse mortgage is key as once people understand the benefits of the reverse mortgage, the growth momentum will continue to build.

usdt收款平台声明:该文看法仅代表作者自己,与本平台无关。转载请注明:Telegram群组(www.tg888.vip):Cagamas’ mortgage scheme gaining traction
发布评论

分享到:

竞彩预测(www.99cx.vip):Malaysia end-July palm oil stocks seen at 8-month high as output rises
1 条回复
  1. aLLbet会员开户(www.aLLbetgame.us)
    aLLbet会员开户(www.aLLbetgame.us)
    (2022-09-15 15:54:38) 1#

    花式好看

发表评论

◎欢迎参与讨论,请在这里发表您的看法、交流您的观点。